Are Fences Covered by Insurance?

Arvada fencing

Many homeowners wonder whether their fences are somehow covered by insurance. The answer is yes, and there are some other important details to know.

First of all, your insurance company will probably only cover the costs for your fence’s current value, not the ones for the initial work and installation. Much like vehicles and other belongings, fences also tend to depreciate over time. Another important thing to know is that fences usually are referred to in the “other structures” section of your home insurance policy.

There are certain specific situations in which your insurance policy can cover fences also. For instance, it may happen that your fence got vandalized, or it got struck by a car, it may have got damaged by harsh weather events such as storms, hail winds, lightning, fire, and so on.

However, the insurance may not cover the damage done to you due to other types of situations such as floods, earthquakes, termites, sewer backups, etc.

Arvada fencing

If your fence is damaged by one of the events talked about above, schedule a meeting with Arvada fencing sales people to see what they recommend, and the estimate of repair costs. This gives you a stronger idea of the financials involved in the insurance company claim. The exact amount of money you can recuperate with the help of an insurance policy in case your fence gets damaged may also depend on the age of the fence, if it already got depreciated or not, and if the fence was kept in good conditions.

Can Fences be Built in Winter?

Westminster fencing

You can definitely build a fence in winter, and for a couple of good reasons. First of all, you need to make sure that the earth is not frozen yet, before you embark on any building activity for your fencing system.

One good reason for choosing the cold season to build your fence is the fact that most trees and shrubs go through a period of hibernation. So in case you have trimmed your trees and other plants around your yard, building a fence can be a very good idea. Thus, you no longer have to worry about harming your plants in any way.

Westminster fencing

Another great reason is the fact that in demand Westminster fencing contractors can work at a higher speed than in other seasons, because they usually have less work and therefore getting the job done quickly is to their own advantage also.

At the same time, if you build your fence in winter, you are actually preparing your home and household in general for any kind of harsh weather. Once you have your fence installed, you can enjoy your cozy winter season inside your home, no longer having to worry about staying outside, to supervise the job, and help with building your fence, and so on.

Can Fences be Built on the Property Line

Arvada fence company - building codes

Fences have the purpose of protecting your home, especially your children, your pets, your belongings. At the same time, they are meant to clearly indicate the property lines. You cannot simply build whatever type of fence you like, especially a very tall one, or one which disrupts the overall style of the neighborhood you live in.

Arvada fence company - building codes

Also, experienced Arvada fence company pros caution that you need to know the exact laws and regulations of your specific state. The situation may vary greatly from one region to another; therefore it is very important to be well informed about your exact situation.

One good thing to know is how close to the property line you can build your fence. In most cases, you are allowed to build your fence exactly on the property line. But if your neighbor is a public entity, you may not be allowed to build it right on the property line.

Despite the fact that you or your neighbor are permitted by the law to build the fence on the property line, prior notification of the other party is required. At the same time, you may ask your neighbor to pay 50% of the cost for the property line area.

But if your neighbor is building a fence on your property line just to annoy you, the law is on your side.

How Long Does A Fence Install Take

Metro Fence Company

The exact duration of a fence installation cannot be clearly determined, because it is influenced by a number of things. Thus, a simple wooden fence around your property may take 2-4 days to install. This may include the removal of the older fence and the post-installation clean-up process.

The installation time for any type of fence highly depends on the size of the yard. Weather is another key element, determining the exact working conditions and duration of the project. This is because fencing installation primarily involves manual labor.

The complexity of your chosen design is yet another important aspect which can dictate how long it will take to get the job done. Ground conditions are yet other ingredients, which can enable or become an obstacle during the fencing installation process.

Metro Fence Company

The location of the property is another reasonable factor to consider, and so are any potential material delays. So it is very important to communicate with your fencing contractors and decide on the best solutions for your particular location and situation. Experienced fence contractors, like those found at https://metrofence.net/, will be able to provide you with a thorough estimate of all expenses.

In case you want more than just one gate, this may imply that the fencing installation can take a bit longer. Retaining walls and other extra elements can also prolong the duration of the working process.